This article was last updated on April 16, 2022
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But if you do have a full-time job, there are fewer excuses for not opening a savings account and adding to it each month. Sure, there are all kinds of negative connotations around savings (and many millennials are saddled with substantial student loan debt), but most people have some area of their budget that can be trimmed.
Need some help getting started? Check out our story on how to save $1,000 before January — which will put you ahead of 60% of your fellow Americans. If you want to get total financial clarity (and sock away more than $400 in a month), it's never too late to try out our 30-Day Money Challenge.
Sticking to a budget and opening a savings account doesn't need to be a drag. Just imagine all the amazing things you could be saving for.
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