Identity thieves are always looking for new ways to strike, and taking advantage of new technologies is a windfall for scamming unsuspecting users.
“Phishing” scams send emails that look legitimate, requesting that your “account information needs to be updated.” Recipients are sent to a phony, but legitimate looking website and prompted to enter their information details.
“Vishing” attacks come via telephone, usually through a recorded message that tells users to call a toll-free number. The caller is then typically asked to punch in a credit card number or other personal information.
“Smishing” scams target mobile device users, sending text messages that might ask a recipient to register for a service that downloads a virus, or warn that the consumer will be charged unless he cancels his supposed order by going to a website that then extracts such credit card numbers and other private data.
These are all tactics to get you to reveal personal or financial information. If you receive these messages:
Delete them and do not click on any links.
Hang up on callers you aren’t familiar with.
Never give credit information online or over the phone, unless you are sure of the identity of the caller.
If one being a victim of ID theft, call your financial institutions to have them cancel your cards and re-issue new ones. Contact the local police and Canada’s main credit reporting agencies.